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Gard sees sharp fall in surplus after investment loss

Chief executive Rolf Thore Roppestad hails strong technical performance. Growth in gross written premium demonstrates both disciplined risk selection and continuation of the benign claims environment seen in recent years

But club joins London, UK, Britannia and Steamship in declaring zero general increase, effectively setting a benchmark for marine mutuals for the year ahead

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London and UK Clubs freeze rates

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