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More expensive P&I seen as ‘inescapable imperative’

General increase of 5% is baseline not cap, and marine mutual has mandate from membership to seek more where risk records justify tougher line

‘The board made clear to us, in so far as a general increase is given a nominal value, we are expected to probably do better than that. And certainly those records that deserve it should be looking to increases in excess of that’ — Joe Hughes

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